Notice: Undefined variable: lan_penge_trods_rki in /var/www/moneto.dk/xn--bedreln-jxa.dk/wp-content/plugins/website-customization/website-customization.php on line 738
Notice: Undefined variable: hurtig_udbetaling in /var/www/moneto.dk/xn--bedreln-jxa.dk/wp-content/plugins/website-customization/website-customization.php on line 738
Notice: Undefined variable: super_lav_rente in /var/www/moneto.dk/xn--bedreln-jxa.dk/wp-content/plugins/website-customization/website-customization.php on line 738
Notice: Undefined variable: svar_med_det_samme in /var/www/moneto.dk/xn--bedreln-jxa.dk/wp-content/plugins/website-customization/website-customization.php on line 738
Notice: Undefined variable: nyt_lan_i_danmark in /var/www/moneto.dk/xn--bedreln-jxa.dk/wp-content/plugins/website-customization/website-customization.php on line 738
Notice: Undefined variable: set_pa_tv2 in /var/www/moneto.dk/xn--bedreln-jxa.dk/wp-content/plugins/website-customization/website-customization.php on line 738
Notice: Undefined variable: billan in /var/www/moneto.dk/xn--bedreln-jxa.dk/wp-content/plugins/website-customization/website-customization.php on line 738
Below you can read our review of loan
Below you can read our review of Lånio
Lånio is a Danish loan provider that offers loans from DKK 10,000 to DKK 500,000. At Lånio you get loan offers from several banks such as SparXpres, Resurs Bank, Express Bank and Basisbank, which are large banks and thus you can safely borrow money through Lånio.
Get three non-binding loans from Lånio
At Lånio, it is like sending one loan application through their website. Shortly thereafter, you will receive an email with three attractive loan offers from different banks. The three offers you receive are tailored to the criteria you have chosen in the application process.
Once you have received the three loan offers, you can easily and conveniently select the loan that offers the best terms for you and your needs. It is completely non-binding, so if none of them are interesting, then you can freely and freely thank no.
Therefore, you save time and money by getting the loan providers to compete for you.
Loans at a low interest rate
At Lånio you can get a low interest rate (3.49%), which is not far from a regular bank loan.
Take out a loan without a security
The advantage of borrowing money from online loan providers is that you do not have to provide security for a possible loan. loan. Therefore, do not be afraid of losing house and car when you take out a loan.
When you borrow money from a regular bank, in most cases they will require you to provide the loan. This means you may have to pledge your car, home or other valuables. This will not happen if you take out a cheap loan through Lånio.
Quick and easy application process
If you borrow money from Lånio you get a quick response to the application and you get a quick payment of the money. It is 100% free to use their service, so you decide even if you want to accept one of the loan offers. You only commit to a loan when you sign a loan agreement with your NemID.
Avoid hidden expenses
There are several benefits to comparing loan offers with one another. First and foremost, the individual offer is made by the loan providers, which means that you can get a cheaper loan by getting more loan offers. In addition, some loan providers are trying to entice borrowers to take out a loan by offering loans that at first glance look cheap and attractive.
Unfortunately, this is not always the case. It is not only the interest rate that determines how much your loan will ultimately cost. Many online loans, including loans from Lånio, are associated with a number of additional expenses, some of which are more evident than others. Therefore, it will always be a good idea to read through all the loan terms and then choose the cheapest loan.
Requirements to apply for a loan from Lånio
Before you can be allowed to take out a loan from Lånio, you must meet a few requirements.
- You must be at least 18 years of age.
- You must live at a Danish national register address and have a CPR number.
- In addition, you must not be registered in RKI or in the Debtor Register.
- You must have a NemID and have a bank account in a Danish bank.
- You must have a Danish telephone number and an active email address.
“Very good service !!”
“Easy and good service”
Frequently Asked Questions
How to get a loan from Lånio?
The loan concept makes it easier, faster and easier to borrow money online. You just need to fill out one loan application, after which several banks compete to give you the best and cheapest loan.
All you have to do is:
- Complete their simple loan application – it only takes 2 minutes
- You receive the banks’ loan offers on your mail – no telephone contact to the banks.
- You choose the cheapest loan.
- The money is paid out.
What interest rate do I get?
Loans do not set interest rates, but they do show you the banks’ minimum and maximum interest rates. Only the banks decide what interest rate you get on your loan. Each bank processes your loan application individually and prepares a tailor made offer for you based on the information you enter into the loan form. Keep in mind that a loan does not consist solely of interest but also of other fees. It is therefore important to look at the OPP.
What is OPP?
The APR is the percentage of the loan’s total annual cost. This means that the loan’s APR not only includes interest, but also other fees such as setup fees and administrative costs. When assessing the loan offers that Lånio collects for you, you should always look at the ÅOP.
When can money be in my account?
Lånio is not responsible for the payment of the money. This is what Lånio’s banking partners do. Payment of money varies from bank to bank but typically the money is in your account within 1-5 business days. When you receive the loan offers from the banks, you can also see their payout time.
How do I pay off my loan?
Your loan will be paid off in your own account.
Can I borrow even if my finances are poor?
Banks prepare individual loan offers based on the information you enter in our loan form. After that, the banks will assess whether they can offer you a loan. As you receive more loan offers, you increase your chances of getting a loan.
Can I collect my loans?
By checking the box “I want existing loans / debts” in their loan form, you can tell the banks that your loan should be used to pay off other loans and thus lower your total loan costs.
Does it cost me anything to use Lånio?
No, it is 100% free and without obligation to apply for online loans through Lånio.
Public Benefits.dk ‘s review of Lånio 4/5
There are not many reviews of Lånio on Trustpilot , but as a starting point we see their service as good. It is always good to obtain more loan offers as the loan providers often provide an individual loan offer and then you can choose the cheapest loan.
Opening hours at Lånio
|Monday||pm. 09: 00-17: 00|
|Tuesday||pm. 09: 00-17: 00|
|Wednesday||pm. 09: 00-17: 00|
|Thursday||pm. 09: 00-17: 00|
|Friday||pm. 09: 00-16: 00|